Flexible Drawdown

Best Pension Annuity is a trading style of Platinum Financial Consulting LTD
AUTHORISED & REGULATED BY THE FINANCIAL CONDUCT AUTHORITY

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Your Pension Fund is a valuable asset that was intended to provide income in your retirement. Please think carefully before making an irreversible decision

Flexible drawdown is the most common way of accessing the new pension freedoms introduced by the government in April 2015.

If you want to take just a tax free lump sum, access all of your pension or just take control of your pension fund so you can decide how and when it is used, then flexible drawdown could allow you to achieve your objectives.

By using a flexible drawdown pension all limits are removed on how much you take out of your pension and when you take it. This means that you could take all of your pension fund as a single lump sum if you want. While this may be good for one customer, it may not be ideal for another. The key point is that your pension once in drawdown becomes fully flexible and you can decide how to use it to best suit your needs.

It is important to remember that the first 25% of your pension fund can be paid to you as a tax free lump sum. The remaining 75% of your flexible drawdown pension is liable to income tax no matter when you take it. You may be able to manage your pension so that you pay as little tax as possible. In some circumstances you may be able to manage to pay no tax whatsoever. This is the benefit of flexibility.

Of course there are some risks. There is a concern that people may leave a perfectly good pension to get access to a flexible pension. For this reason, many people with a Final Salary Pension will need specialist advice. Equally if you exhaust your pension fund then you may struggle to pay your bills during retirement. All the while you are in flexible drawdown your pension fund remains invested, this means that it has the potential to grow – even after you have taken money out of it, but equally it could suffer from investment market crashes.

Our calculator opposite will provide you with a costed flexible drawdown quote, you can see potential growth rates (for defined contribution pensions) and get more information on how you can use it.

Flexible Drawdown can be used in many ways to help customers achieve their own personal goals. For many it is likely to be more tax efficient than using their personal pension like a bank account (UFPLS).

We will give you an information pack explaining the important things you need to know including the risks as well as the benefits and a free no obligation quote. For your free flexible drawdown quote please use the form opposite.

Common uses of flexible drawdown :

	To just take the tax free lump sum from your pension fund [Click Here]
	To transfer from a final salary pension to access flexible benefits and / or secure the fund value
	To keep your pension fund invested until you need to take money from it
	To provide an emergency fund
	To create additional tax free lump sums in the future
	To plan for tax by making withdrawals to keep income below the next tax limit
	To take income out of your pension as quickly as possible
	To take all of your pension in one go [Click Here]
	To reduce future inheritance tax liabilities
	To guarantee that the full value of your pension pot either goes to you, or the ones you love
	All of the examples above can carry a number of risks or possible tax charges.

Get your FREE Drawdown and Information Pack

By just answering a few simple questions we can provide you with a personalised Flexi-Access Drawdown quote and information pack

Total value of your pension funds :

Please enter to the nearest £ (pound)

Your Age :

Pension Type :

Please select most appropriate option

Your Email Address :

We will initially send all information and quotes
to your email account

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”Considerate, conscientious and confidence-inspiring”

From the start Bob and his team let us know that they understood our nervousness about deciding what to do with our pension fund. We were never put under any pressure to make a decision; on the contrary, the team were considerate of our need to take our time to think about what we were doing and be satisfied that we were doing the right thing. It didn’t seem to matter how many questions we threw at them – they always replied promptly and in as much detail as necessary and they were always ready to help further.

Indeed, we were very impressed by just how conscientious they are. We received emails and paperwork accompanying every step we took and it would be no exaggeration to say that no efforts were spared to make sure that everything was documented down to the last detail.

Bob and his team inspire confidence and do so in a way that is friendly and familiar. We’re confident that we’ve found someone who understands what’s going on in the pension industry and is able to help us make our own decisions about how best to invest our fund. And we’re happy that this person is someone who’s always very approachable and ready to do what he can to help his clients.

Mr V.S

Score : 10 out of 10

Before you make any decision, it is imperative that you are fully aware of flexible drawdown pensions and the vaious ways it can be used. It is also impportant that you understand how your money is invested and any potential tax issues. At Best Pension Annuity, we have been assisting shoppers to make use of their pension funds in all manner of ways. We are exceptionally proud of the feedback our customers give us. If you have any question about flexible drawdown pensions or how we can help, please don’t hesitate to contact us. You can call us on 020 33 55 4827 Now !!

Please Note : The new Pension Freedoms place a great deal of responsibility on the customer to make the right long term decision about their pension fund and how it is used. While Government Ministers say they "trust" people to make the right decisions, they will not have to deal with the financial consequences of a customer making the wrong decision. Your pension fund was intended to provide you with a long term income in retirement, if you take it all as one lump sum you may find yourself with little or no income during the later years of your life. This website does not give personal financial advice, you should think very carefully before making an irreversible decision. If you are in any doubt please request our independent financial advice service or speak to the Govenment's free guidance service Pension Wise.


	This website is for information purposes only. This website DOES NOT contain personal advice based on your circumstances.
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	Flexi-Access Drawdown \| Final Salary Pension Transfers & Advice \| Annuities \| Pension Solutions

Flexible Drawdown

Flexible drawdown is the most common way of accessing the new pension freedoms introduced by the government in April 2015.

”Considerate, conscientious and confidence-inspiring”

Flexi-Access Drawdown | Final Salary Pension Transfers & Advice | Annuities | Pension Solutions