We assume that the customer has conducted their own initial research and feel that the policies offered by our website meet their needs.
For most customers, we do not make a personal recommendation and products are sold on a non-advised basis. The customer will decide if the policy is appropriate to their needs.
Some customers are now required by law to take advice before transferring their pension. We hold the requisite permissions from the Financial Conduct Authority to provide this advice service. To avoid any confusion on this website we do not include any advice whatsoever, however customers who instruct us to advise them will receive bespoke advice based on their personal needs and circumstances. We have an obligation to provide advice that is in the customer's best interests. Even if the obligation did not exist we would do this in any case !